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Considering Retirement?

By: Inter Valley Health Plan





If you are nearing the normal age of retirement, you might be considering what comes next. For some people, retirement doesn’t mean golf and travel, but a second career. If you plan to work past retirement age, it can be helpful to develop some specific goals that are geared toward your new career. Even if your plan is to volunteer, there may be some skills you need that you don’t currently possess. You may also have a few things in your current job that you want to accomplish before you retire.

As you near retirement, assess your job achievements and determine if there is anything you still feel compelled to complete. Discuss possibilities with your boss; you might want to ask for some changes in your current workload to help you achieve a special task that would be of benefit to the organization. Consider succession planning, especially if you are in a key position. Although new blood can be helpful to an organization, a successor who understands the history of the organization and who has been mentored by the current job occupant is often more valuable to the organization than someone who is thrown into the responsibilities without preparation.

Consulting is one possible way to capitalize on your expertise after you retire from your current job. Consulting can provide you with flexibility in retirement as well as an intellectual challenge and additional income. If you think you want to be a consultant, educate yourself about the legal and tax aspects of self-employment. Unless you are already in demand as a speaker or have published articles or books in your field, start making people aware of your abilities by writing and accepting speaking engagements that will showcase your expertise. Contact members of your professional network and inform them of your plans.

If you want to go in a completely different direction in retirement, determine what skills you will need. You may have spent your life as a doctor, but you’ve always wanted to write fiction. Take some creative writing classes, attend seminars and write short stories as you near retirement age. There are some post-retirement careers in which you can volunteer before you actually retire. Volunteering gives you an opportunity to try on a new career and gain some experience. Interview people who are doing the job you think you would like to have, or ask if you can job shadow.

You may love what you’re doing but want to do less of it. Moving to part-time work offers the opportunity to continue doing what you love but provides you with time to pursue other interests. If you are a full-time teacher, look into the possibility of working as a substitute teacher in your retirement. You may have a hobby that could become a full-time or part-time career once you retire. Even if you plan to retire and not work at another job, there may be activities you have always wanted to pursue, such as learning a second language. Identify your goals and begin to take steps toward your post-retirement life.

Article From Inter Valley Health Plan

 





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